202103.16
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Thinking About Filing for Bankruptcy? DOs And DON’Ts

If you are wanting to or planning to file for bankruptcy, you’ve probably at least thought about it. Maybe, even in jest, you’ve thought, “Man, if I filed for bankruptcy, I could really reset my life.” or “Gosh it would be great to be debt free.” With COVID-19 still causing havoc in our “normal” lives,…

202103.11
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What is FOIA? How Do We Use It?

FOIA (pronounced “foy-yah”) stands for Freedom of Information Act. It was enacted in 1967 by the US Congress and subsequently all states and local government agencies have FOIA procedures. What is the purpose of FOIA? The premise is that our government is for the people. Therefore, information in possession by the government should be made…

202103.01
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More New VA Laws (You should probably read this one!)

The Virginia General Assembly is the Commonwealth’s state legislature, which means they are primarily responsible for making Virginia state laws. It is bicameral, which means it consists of two chambers, similar to those of Congress. In Virginia, there is one chamber (a lower house) with 100 delegates and another (an upper house) with 40 senators. Each…

202102.22
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Bankruptcy 101: Secured vs. Unsecured Debt

Time to go to school again. This lesson can be very short if you’re just trying to understand what Secured and Unsecured Debt are as well as what the difference is between the two. Here goes: Secured debt is a debt that is backed by some type of collateral. This collateral reduces the risk associated with lending because, if the…

202102.08
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Permanent COVID-19 Workplace Safety and Health Standards Put in Place by Governor Northam

Governor Northam recently approved of permanent workplace safety and health standards to remain effective throughout the pandemic beginning January 27, 2021. The governor said, “While the end of this pandemic is finally in sight, the virus is still spreading, including several highly contagious variants, and now is not the time to let up on preventative measures”. The newly approved…