202104.01
0
0

COVID-19 Updates: Vaccinations and Reopenings

After enduring over a year of lock-downs and masks, it seems like things are finally looking up for us, just in time for Spring. With strong support from the current administration, COVID-19 vaccination in the U.S. is going full steam ahead. As of March 28, 2021, the CDC reports over 143 million doses of vaccines…

202103.16
0
0

Thinking About Filing for Bankruptcy? DOs And DON’Ts

If you are wanting to or planning to file for bankruptcy, you’ve probably at least thought about it. Maybe, even in jest, you’ve thought, “Man, if I filed for bankruptcy, I could really reset my life.” or “Gosh it would be great to be debt free.” With COVID-19 still causing havoc in our “normal” lives,…

202103.11
0
0

What is FOIA? How Do We Use It?

FOIA (pronounced “foy-yah”) stands for Freedom of Information Act. It was enacted in 1967 by the US Congress and subsequently all states and local government agencies have FOIA procedures. What is the purpose of FOIA? The premise is that our government is for the people. Therefore, information in possession by the government should be made…

202103.01
0
0

More New VA Laws (You should probably read this one!)

The Virginia General Assembly is the Commonwealth’s state legislature, which means they are primarily responsible for making Virginia state laws. It is bicameral, which means it consists of two chambers, similar to those of Congress. In Virginia, there is one chamber (a lower house) with 100 delegates and another (an upper house) with 40 senators. Each…

202102.22
0
1

Bankruptcy 101: Secured vs. Unsecured Debt

Time to go to school again. This lesson can be very short if you’re just trying to understand what Secured and Unsecured Debt are as well as what the difference is between the two. Here goes: Secured debt is a debt that is backed by some type of collateral. This collateral reduces the risk associated with lending because, if the…